ITANAGAR, Feb 18: The National Bank for Agriculture and Rural Development (NABARD) launched the Potential Linked Credit Plan (PLP) for 2026–27 for Changlang district during the District Consultative Committee (DCC) and District Level Review Committee (DLRC) meeting at Changlang today.
The PLP was unveiled by Changlang circle officer Millo Uttung, in presence of Changlang ZPC Remjung Jugli, Kamal Roy, AGM (District Development), NABARD; Bhaskar Mitra, LDO, RBI; Binod Kumar Yadav, Lead District Manager; heads of line departments; representatives of SBI, PNB, Apex Bank, ICICI Bank, HDFC Bank and Axis Bank; and members of CCRMS.
Roy informed that the total credit potential under the priority sector for the financial year 2026–27 has been estimated at Rs 5,040.22 lakh, of which the agriculture sector accounts for Rs 2,042.17 lakh.
He highlighted that the PLP serves as a roadmap for banks to extend credit support to priority sectors and forms the foundation of the “bottom-up” planning approach. The document acts as the primary reference for preparation of the district’s Annual Credit Plan, which is subsequently consolidated into the State Credit Plan. He emphasized that effective adoption of the PLP is essential to meet developmental aspirations and strengthen public-private partnerships in the district.
The CO emphasized the need for banks to prioritize agriculture and allied activities to generate employment opportunities. He complimented NABARD for preparing the Potential Linked Credit Plan and urged departments and banks to utilize the PLP as a reference while setting targets for the upcoming financial year.
LDM Yadav presented the district’s status on Credit-Deposit (CD) ratio, Ground Level Credit Flow, Priority Sector Lending advances, and progress under major Central and State government flagship programmes.
Expressing concern over the low CD ratio in the district, Uttung advised the Agriculture and Horticulture departments to mobilize proposals under the AtmaNirbhar Krishi Yojana and AtmaNirbhar Bagwani Yojana, and ensure timely submission for subsidy support.
He further urged departmental heads to ensure coverage of their staff under social security schemes such as PMJJBY, PMSBY, and APY.
The ZPC reviewed departmental performance through detailed presentations and exhorted officials to intensify public awareness on government schemes to maximize outreach and benefits.
Meanwhile, the Potential Linked Credit Plan (PLP) for the financial year 2026–27 for Leparada district was launched today during the DCC and DLRC meeting, conducted at the DC’s conference hall, Basar today.
The PLP, prepared by the NABARD, was unveiled by Leparada Deputy Commissioner Himani Meena, in presence of DPO Leparada, Ekansh Grag, LDO, Reserve Bank of India; Dr Lalit Maurya, District Development Manager, NABARD; Rajib Rudra, AM RBI; Bikramjit Bhattacharjee, Lead District Manager; heads of line departments; representatives of various banks; and members of SRLM operating in the district.
Dr Maurya informed that the total credit potential projected under the PLP for FY 2026–27 stands at Rs 34.25 crore for Leprada district.
Explaining the methodology, he highlighted that the PLP is prepared through a scientific and participatory approach. The plan covers key sectors such as agriculture, allied Activities, MSME, infrastructure, housing, education, SHG–Bank linkage, and other priority segments, with a focus on inclusive and sustainable economic development in the district.
The DC appreciated NABARD’s efforts in preparing the PLP and urged all banks and concerned departments to work together for effective credit planning and implementation. She emphasized the need to ensure that local savings are efficiently leveraged for local development.
During the meeting, the DC also reviewed the performance of various schemes, including the Atmanirbhar initiatives, PMEGP, DDUSY, and social security programmes.
The meeting concluded with a collective resolve by all stakeholders to work in close coordination to improve credit outreach, livelihood opportunities, and overall socio-economic development of Leparada district.